How One Extra EMI Per Year Saves ₹4–8 Lakhs on Your Home Loan
Key Takeaway On a ₹40 lakh home loan at 9% for 20 years, paying just one extra EMI of ₹35,989 per year saves you approximately ₹6.4 lakhs in interest and cuts your tenure by 4.5 years. That is ₹2,999 extra per month — less than a streaming subscription and two weekend dinners. I have used this exact method for […]
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