A client improved from 680 to 735 in 8 months — it moved them from 9.5% to 8.75% on a ₹45 lakh home loan. That is ₹4.2 lakhs saved over the loan’s life. The 8-month wait and discipline required zero additional money. That return rivals what most investments offer over the same period. Your CIBIL […]
CIBIL Score for Home Loan 2026: What Score You Need and How It Affects Your Rate Read More »
At Axis Bank, I reviewed credit files for 15+ years. The patterns that separate 600 and 750+ scorers are very specific and very fixable. It is almost never about income or career — it is about six to eight behavioural habits, consistently applied for 6–12 months. Your CIBIL score is the single most important number
How to Improve Your CIBIL Score from 600 to 750+ in 6–12 Months Read More »
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